Accounts Receivable Management
90% recovery when you act within 90 days. Half that when you wait a year.
Commercial Law League of America (CLLA)![Se développer| [à] l'international](/themes/bouvet-collections/assets/img/img-receivables/receivables.webp)
An unpaid invoice is not a loss. It's an asset - one that depreciates every week it sits on your books.
Accounts placed within 90 days recover at roughly 90%. Past two years, you're looking at less than 25 cents on the dollar. Every week you wait is permanent.
Our fee is strictly contingent - a percentage of what we collect. Zero recovery, zero invoice.
What we collect
We are a B2B agency. We don't work accounts in bulk - we build each file the way a judicial officer would: thorough documentation, strict deadline management, and a strategy calibrated to each debtor's profile.
Healthcare and inter-facility billing Inter-facility charges, suspended insurance reimbursements, subcontractor medical fees. We understand healthcare billing cycles and operate in full compliance with HIPAA confidentiality requirements.
Commercial B2B receivables Unpaid invoices, post-settlement balances, disputed deliveries resolved but unpaid. Distribution, logistics, professional services, technology, construction - all industries, all amounts.
Franco-American accounts Cross-border receivables between French and American companies, in either direction. Our dual legal footing - judicial officer in France, OFR-licensed agency in Florida - makes us the only natural intermediary for this segment. Recovery in English and French, at no additional charge.
Finance, equipment, and subscriptions Outstanding professional credit lines, equipment lease arrears, unpaid membership dues and professional subscriptions.
A method that protects your business relationships
Recovering a debt does not mean burning a business relationship.
Our approach prioritizes direct negotiation and mediation before escalating to more coercive measures. We treat every debtor as a potential future customer of yours - because they might be. That's not a soft position. It's a practical one: amicable resolution is faster, cheaper, and leaves the door open for your commercial relationship to survive.
When the amicable route fails, we haven't wasted time. From the first contact, every interaction is documented, every deadline tracked, every attempt logged in our platform, Collecte. The file is ready for litigation from day one.
Full visibility on every account
Through your secure access to Collecte - our proprietary in-house platform - you track every receivable in real time: case status, debtor contact history, documents exchanged, payments received, and funds transferred. No black box. No approximative monthly report. What we see, you see.
One-click reporting for any KPI you need, at any time.
We review your account's recoverability: age of debt, debtor profile, documentation, and jurisdiction. No commitment. No charge. Just a clear, honest recommendation on whether and how to proceed.